Telios

SaaS or perpetual licence: choose how you run Telios

Both models run the same Telios software with the same modules. They differ in how you pay, who operates the infrastructure and how much control you keep.

Telios SaaS — Subscription

Start Banking. Grow with Confidence.

Telios SaaS gives access to the Telios core banking platform as a subscription, hosted and operated in the designated cloud environment. Your team runs the banking business; the infrastructure underneath is managed for you under the service agreement.

Who it is for

  • Start-up microfinance institutions
  • Small microfinance institutions
  • New institutions with limited IT infrastructure
  • Institutions that want a managed cloud service

Benefits

  • Lower initial infrastructure investment
  • Subscription-based commercial arrangement
  • No need for an in-house server infrastructure
  • Integrated core banking and accounting
  • Simplified deployment for eligible institutions
  • Infrastructure management handled under the agreed service arrangement
  • Scale the service as the business grows, under the subscription terms

Recurring pricing may be based on the licensed users, the number of customers, the service tier, infrastructure consumption or other parameters agreed with Dunamis Networks. Prices are provided on request.

Data ownership, service availability, backups, disaster recovery, support, data residency and exit or migration procedures are set out in the service agreement.

Telios Perpetual License — Institution-controlled deployment

Own Your Deployment. Control Your Infrastructure.

The Telios Perpetual License is for institutions that prefer to acquire a long-term software licence and deploy Telios on infrastructure under their own control: on-premises, or in a private or public cloud, subject to technical compatibility and the agreed deployment architecture.

Who it is for

  • Medium-sized microfinance institutions
  • Large microfinance institutions
  • Established credit unions
  • Commercial banks
  • Institutions with IT teams and internal technology governance

Benefits

  • One-time perpetual licence fee under the agreed licensing terms
  • Deployment on your infrastructure or an approved cloud environment
  • Greater control over infrastructure and data hosting
  • Deployment aligned with your IT governance
  • Suited to institutions with dedicated IT teams
  • Optional deployment and technical assistance from Dunamis Networks
  • Annual support and maintenance offered separately

A perpetual licence grants continuing usage rights under the licence agreement. It does not transfer ownership of the Telios software, its source code or its intellectual property.

Compare the models

Telios SaaS and Telios Perpetual License compared
AspectTelios SaaSTelios Perpetual License
Licensing structureRecurring subscriptionOne-time perpetual licence, with separate annual support and maintenance
Typical institutionStart-up and small institutions, or any institution preferring a managed serviceMedium and large institutions, credit unions and banks
Initial investmentLower: no servers to buyHigher: licence and infrastructure
HostingHosted in the designated cloud environmentOn-premises or in a private or public cloud you choose
Infrastructure responsibilityManaged under the service agreementYour institution, with optional assistance
IT teamBusiness and system administratorsA team able to operate servers, databases and security
SupportDefined by the subscriptionAnnual support and maintenance agreement
ScalingAdjust the subscription as you growAdd capacity to your infrastructure; extend the licence as needed
Infrastructure controlShared, under the agreementFull control of your environment
Best fitFast start, limited IT, predictable recurring costStrong IT governance, data-hosting requirements, existing infrastructure

Final commercial terms, service levels, support scope, hosting arrangements and licensing conditions are defined in the relevant agreement.

The same platform either way

  • The same modules, screens and controls

  • Modules activated by a signed entitlement, so you can add them later

  • The same approvals, audit trail and integrated ledger

Explore Demo (opens the demonstration environment in a new tab)